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IDENTITYCHECK BY STACKGO

AML Compliance
in One Click

Your whole AML workflow, inside the software your team already uses. One click. Same day.

Start free trial → Book a demo

Live — hours saved by Australian firms in the last 24 hours

0 hrs

app.karbon.io / clients / sarah-mitchell

Sarah Mitchell

Individual · New client · Added today

Run IdentityCheck

IdentityCheck

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Identity verified

Passport · Australia

AML screening

Sanctions · PEP · Adverse media

Risk assessment

Low risk · Standard monitoring

Record saved to Karbon

AML status · risk score · audit trail

Verified · Low risk · Saved to Karbon

Works inside the software your team already uses

+ 94 more

How the workflow works

One click. Every step covered.

AUSTRAC-compliant onboarding is a multi-step process. IdentityCheck handles all 7 inside one system — no switching between platforms, no manual steps in between.

One-click trigger from your practice software

Click the IdentityCheck button inside any client record in your practice software. Works natively with XPM, Karbon, HubSpot, FYI, Ignition, Clio, and 100+ other platforms. No switching tabs. No data entry. Your staff already has it open.

XPM Karbon HubSpot FYI Ignition Clio 100+ more

Client notified by branded email or SMS

Your client receives a branded notification from your firm — your logo, your name. They click a link or scan a QR code to begin. If they don't complete within 3 days, IdentityCheck sends an automatic reminder. No chasing required.

Client intake & compliance questions

The client completes a customisable intake form capturing name, DOB, citizenship, source of funds, entity type, and consent — all on their own device. The form auto-redirects to the ID check on completion. No staff involvement required.

Customisable fields Pre-filled entity types Source of funds capture

Biometric identity check

The client verifies their identity entirely in-software — document authenticity check, passive liveness detection, and biometric face match. Accepts 240+ document types from 240+ countries. Average completion: under 1 minute. No manual data entry by staff at any point.

240+ countries Passive liveness Under 1 minute

Automated AML screening

ID data is OCR-extracted and immediately screened against global sanctions, PEP, and adverse media databases in real time. No manual lookup. No separate platform to log into. Results are surfaced directly in the client record.

Sanctions — 70+ lists / 30 min refresh PEP — 3,000+ sources / daily Adverse media — 15,000 sites / real-time

Prompted risk assessment

Your staff is notified to complete the risk assessment inside the client record. The assessment covers services provided, delivery model, complexity, risk factors, and monitoring frequency — completed with a 4-digit PIN. Structured, auditable, and stored against the client record automatically.

Dual record-keeping — automatically

Compliance data is saved in two places at once — satisfying AUSTRAC's dual record-keeping requirement. Your practice management system receives AML status, risk score, completed date, and a link to the full report. The IdentityCheck vault stores all personal data, ID images, screening results, and risk assessment responses for 7 years.

Your practice management system

✓ AML status & risk score
✓ Completed date & completed by
✓ Next review date
✓ Link to full audit report
✓ TFN included

IdentityCheck secure vault

✓ Full personal data & ID images
✓ Screening results
✓ Risk assessment responses
✓ Audit reports — held 7 years
✓ TFN redacted in vault

Try it now

See the client experience

Click below to run through a live IdentityCheck onboarding form — exactly what your clients see.

Sample onboarding forms Open in a new tab — no account required

Individual verification form ↗ Multi-entity verification form ↗

60→5 min

Onboarding time saved

5–10×

Typical ROI

560 hrs

Admin saved per year

100+

Platforms supported

See it in action

Watch: IdentityCheck inside your practice software

Watch: IdentityCheck in action

Full AML workflow inside Xero, Karbon & HubSpot

Complete AUSTRAC Tranche 2 capability

Everything you need to be compliant

One platform. Every step of the AUSTRAC AML/CTF workflow — from client intake to 7-year record retention.

Integrated Intake Form

Collects client information and creates records automatically. Compliance questions, entity type, consent and source of funds — captured before the ID check begins.

Biometric ID Verification

Automated document scanning with passive liveness detection. Supports 230+ countries. Completes in under 1 minute — no manual data entry or document uploads required.

Automated AML Screening

Real-time sanctions (70+ lists, every 30 min), PEP (3,000+ sources, daily) and adverse media (15,000+ sites). OCR auto-extracts data — zero data entry or manual steps.

Prompted Risk Assessment

Staff are prompted to complete a structured risk assessment directly inside the client record. Secured by a one-time 4-digit PIN — no extra logins, no context switching.

Customisable Forms & Workflows

Tailor intake, compliance and risk assessment forms to your firm's requirements. Configure deletion schedules, workflow steps and client-facing branding.

Dual Record-Keeping, 7 Years

Results stored to your PMS (AML status, risk score, next review date). Full personal data and ID images retained in the IdentityCheck vault for 7 years. AUSTRAC-ready audit reports on demand.

Privacy & Security by Design

Integration-first architecture means sensitive data flows directly between trusted systems. TFN stored in your PMS, redacted in the vault. No unnecessary data exposure.

Staff ID Verification & Screening

Bulk upload staff for biometric ID verification and AML screening. Know Your Employee (KYE) obligations met simply — same workflow, same platform, no separate system.

KYB / UBO Reporting

Proprietary multi-entity onboarding form for business and trust structures. Optional full UBO reports via our CreditorWatch partnership — unpacking beneficial ownership without manual work.

AML Training

Built-in orientation gets your team up to speed in minutes. Advanced AML training and full compliance program support available through our partner network.

Ongoing Monitoring

Daily re-screening against updated sanctions, PEP and adverse media lists. Alerts on changes. AUSTRAC-compliant monitoring frequencies configurable per client risk rating.

AML Compliance Program

Full AML/CTF program structure via our compliance program partner — policy, documentation and ongoing obligations. IdentityCheck handles the technology layer.

AUSTRAC Tranche 2 obligations covered

Client intake & consent Biometric ID verification Sanctions & PEP screening Risk assessment Ongoing monitoring 7-year record retention AML policy documentation Staff KYE screening

How IdentityCheck compares

The embedded approach vs. standalone AML tools

Most AML tools are designed to work alongside your practice software. IdentityCheck was built to live inside it — a fundamentally different approach that eliminates the friction of switching platforms.

A note on alternatives: There are a number of standalone AML tools in the market — some are strong on document collection, others on reporting, others on compliance documentation. The core difference with IdentityCheck is that it runs the complete workflow inside your existing practice management software, with no separate login and results written directly to the client record.

See our individual comparison pages for a detailed breakdown: EasyAML · Seamlss · FirstAML

	IdentityCheck Embedded model · Full AML workflow	Typical standalone AML tools Separate platform · Partial workflow
Runs natively inside your practice management software	✓	✗
No separate login required for staff	✓	✗
Biometric ID verification (document + passive liveness)	✓	Varies by tool
Automated AML screening (sanctions, PEP, adverse media)	✓	Varies by tool
Prompted risk assessment inside the client record	✓	✗
Results written back to your PMS automatically	✓	✗
Ongoing monitoring & daily re-screening	✓	Varies by tool
Dual record-keeping (PMS + vault) — 7-year AUSTRAC retention	✓	Partial — vault only
Staff ID verification & AML screening (KYE)	✓	Varies by tool
KYB / UBO business verification	✓	Varies by tool
Pricing model	Transparent · Month-to-month	Often quote-based or annual lock-in
Start today — live same day	✓	Setup time varies

Live the same day

Ready to run AML compliance from inside your practice software?

Free trial. No credit card. No developer. Set up in under an hour.

Start free trial → Book a demo

Month-to-month · No lock-in · Built for Australian firms

What firms are saying

Real results, real Australian firms

From accounting practices to financial planning and legal firms — IdentityCheck delivers measurable time savings from day one.

60 → 5 min

Client onboarding time

"Our client onboarding went from 60 minutes down to under 5. The whole process — ID verification, AML, the risk assessment — just happens inside Karbon. My staff love it because they don't have to learn anything new."

Angela Munoz

Principal · Guardian Tax Solutions, Sydney NSW

Karbon

5–10×

Return on investment

"For every dollar we put in, we're getting five to ten back in time saved. We were spending hours every week chasing ID documents by email. Now it's one click and it's done. I don't know why we waited so long."

Kristy Douglas

Client Services Manager · Wardle Partners, Brisbane QLD

XPM

Well-oiled

machine

"It's been a well-oiled machine — we love it. Once we set it up, it just runs. Clients complete their verification in a few minutes and everything appears in the record automatically. No chasing, no manual steps."

Renee Atkinson

Practice Manager · Maddens Partners, Melbourne VIC

Ignition

Start in minutes.
Not months.

Free trial. No credit card. No developer. No lock-in. Set up your first IdentityCheck workflow today — your clients will complete it before end of business.

Start free trial → Book a demo

Month-to-month. Cancel anytime. Built for Australian Tranche 2 obligations.

The Only Tranche 2 AML Solution That Lives Inside XPM FYI Docs Karbon Clio HubSpot Pipedrive

Don’t let compliance break your workflow. StackGo automates your AUSTRAC obligations – Risk Assessments, IDV, and Reporting – natively within your existing software.