Free set up for all new subscriptions before Nov 30th 2023. Save $1,000. Book a demo now
Free set up for all new subscriptions before Nov 30th 2023. Save $1,000. Book a demo now
SEON is a strong global fraud-prevention platform — fintechs, gaming, and e-commerce use it for digital footprint analysis and high-volume fraud signals. For an Australian accounting firm on AUSTRAC Tranche 2, the fit isn't there: SEON is API-first, developer-required, and shaped around fraud prevention rather than AML compliance reporting. IdentityCheck delivers Tranche 2-aligned verification with a workflow embedded in your practice software.
SEON is a global fraud platform. IdentityCheck is purpose-built for AU accountants on Tranche 2.
Runs inside XPM, Karbon, HubSpot, FYI, and 100+ other platforms. No separate AML login. No re-entering client data.
Published tiers, month-to-month, no consultation required to see the price. No bundled services you didn't ask for.
Sign up, connect your practice software, run your first check the same day. No multi-week implementation engagement.
Built specifically for AU accountants and legal firms preparing for AUSTRAC Tranche 2. Not a global firm with an Australian practice.
SEON is a credible product in its category — fraud detection for high-volume B2C platforms. The mismatch for AU accounting firms is structural.
| Capability | IdentityCheck | SEON |
|---|---|---|
| Built for AU accountants / Tranche 2 | ✓ | built for fintech / gaming |
| Native XPM, Karbon, FYI, HubSpot integration | ✓ | API only |
| AUSTRAC Tranche 2 positioning | ✓ | ✗ |
| Self-service signup, no minimum commitment | ✓ | free starter only |
| Transparent published pricing | ✓ | sales-led at scale |
| Live the same day | ✓ | API integration |
| Sanctions / PEP / Adverse Media screening | ✓ | ✓ |
| Biometric ID + liveness | ✓ | ✓ |
| Digital footprint / device fingerprint fraud signals | out of scope | ✓ |
| Transaction monitoring | out of scope | ✓ |
| Built for AU regulatory environment | ✓ | ✗ |
| 100+ practice software integrations | ✓ | ✗ |
Buyers searching SEON for AML purposes generally find a fraud-first product that doesn't fit the Tranche 2 reporting workflow.
Six steps, all inside the software your team already uses every day.
Right-click a contact in your practice software. Verification starts.
Your client receives a verification link by email or SMS. No app download.
Source of funds, designated services, AML risk indicators captured.
Government-issued ID + selfie. Liveness and tampering detection. 230+ countries.
PEP, Sanctions, Adverse Media — three layers, automated.
Operational record in your PMS plus 7-year secure vault for audit.
The technology layer of AUSTRAC Tranche 2 compliance, in one product.
230+ countries. Passive liveness detection. Document tampering detection. Under one minute per check.
Sanctions (70+ lists, refreshed every 30 min). PEP (3,000+ sources, daily). Adverse media (15,000+ sites).
Staff complete a structured assessment inside the client record. Secured by 4-digit PIN. Documented for audit.
Daily re-screening against updated lists. Alerts on changes. AUSTRAC-compliant frequencies, configurable per risk rating.
AUSTRAC-ready audit reports on demand. 7-year vault retention. Operational record in your PMS.
In-product orientation gets your team up to speed in minutes. Advanced training and full compliance program available via partner network.
Multi-entity onboarding form for business and trust structures. Optional full UBO reports via CreditorWatch partnership.
Bulk upload staff for biometric ID and AML screening. Know Your Employee obligations met inside the same workflow.
From 1 July 2026, accountants, lawyers, and real estate agents in Australia must comply with AUSTRAC's AML/CTF obligations. Compliance officer notification is required by 30 May 2026.
Instead of adding a separate AML platform — and a multi-week consulting engagement — IdentityCheck runs compliance checks inside the practice software your team already uses. AUSTRAC has indicated zero tolerance from 1 July; civil penalties extend to $33M for corporate non-compliance.
Learn about Tranche 2 prep →Real outcomes from firms running IdentityCheck inside their practice software today.
"Onboarding dropped from over an hour to under five minutes. The team didn't need any retraining — it's right there in the software they already use."
"We estimate at least a 5–10× ROI from IdentityCheck. The compliance work that used to swallow days now runs in the background."
"It's been a well-oiled machine. Our clients have a smoother experience and we have a cleaner audit trail."
SEON is a fraud-prevention platform built for fintechs, online lenders, gambling platforms, and e-commerce — digital footprint analysis, device fingerprinting, transaction monitoring, custom rule engines for fraud signals. AML and ID verification are part of the offering but not the headline. IdentityCheck is AML-first: AUSTRAC-aligned ID verification, sanctions and PEP screening, risk assessment, ongoing monitoring, and 7-year audit reporting — designed specifically for Australian accountants on Tranche 2 and embedded inside the practice software your team already uses.
The technology layer, yes — KYC verification, AML screening (PEP, Sanctions, Adverse Media), risk assessment, ongoing monitoring, dual record-keeping (PMS plus 7-year vault), AUSTRAC-ready audit reports, and Know Your Employee screening. For firms also needing a full AML/CTF compliance program (policy, documentation, ongoing program governance), our partner network covers the program-structure side.
It is already in production with Tranche 2-bound firms. The Tranche 2 workflow has been live since early 2026, with the AUSTRAC enrolment process supported and the 30 May 2026 compliance officer notification deadline factored into onboarding guidance.
Native integrations with XPM, Karbon, FYI, HubSpot, Pipedrive, Salesforce, MYOB, Xero, QuickBooks, NetSuite, Greatsoft, Employment Hero, Zapier, and 100+ others. SEON integrates via API only — no native connectors for XPM, Karbon, FYI, HubSpot, or other practice management software. Implementation requires engineering work and the workflow is shaped around fraud prevention rather than AUSTRAC compliance reporting.
IdentityCheck has published pricing starting at approximately $30/month with a free trial — no credit card required. SEON offers a free starter tier for low-volume testing, but serious volume moves to enterprise sales-led pricing with per-API-call costs. For SMB AU accounting firms, IdentityCheck is more economical and the workflow is purpose-fit.
Yes. Self-service signup, no minimum commitment, free trial without a sales call. The Starter tier is purpose-built for sole practitioners and small accounting firms preparing for Tranche 2 without the budget for an enterprise consulting engagement.
No setup fees. No lock-in. Live the same day. Built for Australian firms.